In network
Usually the lower-cost path.
When the clinic and the treating acupuncturist are in the correct network for your plan, your copay or coinsurance is usually lower and claims are generally easier to process. Some benefits are managed through a specialty network such as ASH or Landmark.
Out of network
Possible with some PPO plans.
Some PPO plans reimburse part of an out-of-network visit after the deductible, but your share may be higher. Other plans exclude out-of-network acupuncture, apply visit limits, or require you to submit a claim yourself.
Before booking, ask your member services team whether your plan covers acupuncture with a California-licensed acupuncturist, whether a specific network is required, and whether a referral or prior authorization is needed. Benefit verification is not a guarantee of payment.